纽约人寿高管:代币化将推动个性化投资组合发展

Main takeaway: Tokenization's next key use is personalized portfolios, not just faster settlement or 24/7 trading. Thomas Sy of NYLIM says blockchain can help asset managers scale custom portfolios for individuals and streamline back-office tasks. He adds stablecoins are becoming a gateway for traditional finance to go on-chain and could boost demand for institutional tokenized products, but institutional DeFi needs more mature collateralization, central clearing, and prime brokerage infrastructure.

币界网消息,纽约人寿旗下资管平台nylim高管Thomas Sy表示,代币化的下一阶段重要用例将是个性化投资组合,而不仅仅是更快结算或全天候交易。他认为,区块链可以帮助资产管理公司以规模化方式为个人投资者构建定制化组合,并优化过户代理、结算等后台流程。Sy还称,稳定币正成为传统金融机构上链的入口,未来可能会带动对机构级代币化投资产品的需求但机构参与去中心化金融(DEFI)仍需代币化抵押品、中央清算和主经纪等基础设施进一步成熟。