Main takeaway: Etherfi founder Mike Silagadze challenged Kast's terms that say when users transfer crypto or stablecoins to Kast, the assets are treated as sold to Kast and users lose ownership. The terms call Kast a non-bank, show app balances as dollar ledger entries, and say accounts lack deposit insurance; Etherfi and Kast overlap in crypto card/payment services.
币界网消息，吴说获悉，ether fi创始人兼CEO Mike Silagadze发文质疑稳定币支付与加密卡平台Kast的服务条款。Kast官网条款显示，用户将虚拟资产（包括加密货币或稳定币）转入Kast时，该转账被视为用户将资产出售给Kast，用户不再保留相关资产所有权Kast app中显示的只是美元计价账本条目，不构成账户余额、存款或储值货币价值。条款还称，Kast不是银行，账户不受损失保险覆盖。据悉，etherfi与Kast在加密卡/支付场景存在业务交叉。